COMMERCIAL PORTFOLIO MANAGER

<div class="content-intro"><p style="text-align: left;"><span data-teams="true"><span class="ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak"><span data-ogsc="rgb(23, 78, 134)" data-olk-copy-source="MessageBody">To <span data-ogsc="" data-ogsb="white">maintain a strong connection with our members and local communities and better understand their unique needs</span>, we are currently considering applications from candidates residing in Oregon and Washington for all open positions. We appreciate your understanding as we focus our hiring efforts in these specific regions. And, we encourage all qualified candidates from these states to apply, as we look forward to learning more about your unique skills and experience</span><span data-ogsc="black">!</span></span></span></p></div><p><span data-teams="true"><strong>Job Summary:</strong></span></p> <p><span data-teams="true">Assists and supports the Commercial Lending Team by handling all aspects of commercial loan portfolio management as it relates to the assigned portfolio of loans. Performs both technical and administrative duties.</span></p> <p><span data-teams="true"><strong>Where and When You Will Work:</strong> </span></p> <ul> <li><span data-teams="true">Remote role open to candidates residing in Washington (WA) or Oregon (OR). (<a id="menur11h0" class="fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn" href="https://www.peakcu.org/branches" target="_blank">Branches</a>)</span></li> <li><span data-teams="true">Monday - Friday, 8:00am - 5:00pm. </span></li> <li><span data-teams="true">Full-time, 40 hours a week.</span></li> <li><span data-teams="true">Travel is not required.</span></li> </ul> <p><strong>Pay Range: </strong></p> <ul> <li><span data-teams="true">The target annual pay range for this position is $93,456 - $106,200. The full annual pay range is $84,960 - $127,440.</span></li> <li>Compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer of employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance ba<em>s</em>ed and targets vary by role.</li> </ul> <p> </p> <p><strong>Duties and Responsibilities:<br></strong></p> <ul> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Helps support Commercial Loan Officers in the management of existing commercial credit relationships and partners with the Commercial Loan Officers in support of new relationships."><span class="fieldValue font-semibold">Helps support Commercial Loan Officers in the management of existing commercial credit relationships and partners with the Commercial Loan Officers in support of new relationships. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Serves as the primary point of contact for existing borrowing relationships."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Serves as the primary point of contact for existing borrowing relationships."><span class="fieldValue font-semibold">Serves as the primary point of contact for existing borrowing relationships. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Manages relationships with existing borrowers and supports Commercial Loan Officers with managing new relationships."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Manages relationships with existing borrowers and supports Commercial Loan Officers with managing new relationships."><span class="fieldValue font-semibold">Manages relationships with existing borrowers and supports Commercial Loan Officers with managing new relationships. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Partners directly with the commercial lending team to ensure timely annual reviews, document performance against covenants and conditions, and assists CLO in monitoring and developing action plans for deteriorating credit relationships (i.e., watchlist reports, problem loan status reports, etc.)."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Partners directly with the commercial lending team to ensure timely annual reviews, document performance against covenants and conditions, and assists CLO in monitoring and developing action plans for deteriorating credit relationships (i.e., watchlist reports, problem loan status reports, etc.)."><span class="fieldValue font-semibold">Partners directly with the commercial lending team to ensure timely annual reviews, document performance against covenants and conditions, and assists CLO in monitoring and developing action plans for deteriorating credit relationships (i.e., watchlist reports, problem loan status reports, etc.). </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Collects updated information, analyzes data, and creates periodic loan review memorandums with risk upgrade or downgrade recommendations with assistance from the CLO, as needed."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Collects updated information, analyzes data, and creates periodic loan review memorandums with risk upgrade or downgrade recommendations with assistance from the CLO, as needed."><span class="fieldValue font-semibold">Collects updated information, analyzes data, and creates periodic loan review memorandums with risk upgrade or downgrade recommendations with assistance from the CLO, as needed. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Creates, coordinates, and reviews annual review memorandums, property inspections, and commercial real estate evaluations for accuracy and further approval recommendations."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Creates, coordinates, and reviews annual review memorandums, property inspections, and commercial real estate evaluations for accuracy and further approval recommendations."><span class="fieldValue font-semibold">Creates, coordinates, and reviews annual review memorandums, property inspections, and commercial real estate evaluations for accuracy and further approval recommendations. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Underwrites, structures, and helps document new loans or modifications to existing client relationship."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Underwrites, structures, and helps document new loans or modifications to existing client relationship."><span class="fieldValue font-semibold">Underwrites, structures, and helps document new loans or modifications to existing client relationship. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Seeks cross-sell opportunities and directs members to other services and products offered by the credit union to meet the needs of the business relationship."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Seeks cross-sell opportunities and directs members to other services and products offered by the credit union to meet the needs of the business relationship."><span class="fieldValue font-semibold">Seeks cross-sell opportunities and directs members to other services and products offered by the credit union to meet the needs of the business relationship. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Performs all due diligence required including the review of financial, entity, legal and other documents prior to credit submission to protect credit union resources."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Performs all due diligence required including the review of financial, entity, legal and other documents prior to credit submission to protect credit union resources."><span class="fieldValue font-semibold">Performs all due diligence required including the review of financial, entity, legal and other documents prior to credit submission to protect credit union resources. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Supports the CLO in the management of the assigned portfolio by monitoring performance and trends, proactively defining credit relationship solutions, identifying issues and developing remediation, underwriting and providing credit approval recommendations as designated."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Supports the CLO in the management of the assigned portfolio by monitoring performance and trends, proactively defining credit relationship solutions, identifying issues and developing remediation, underwriting and providing credit approval recommendations as designated."><span class="fieldValue font-semibold">Supports the CLO in the management of the assigned portfolio by monitoring performance and trends, proactively defining credit relationship solutions, identifying issues and developing remediation, underwriting and providing credit approval recommendations as designated. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Supports the CLO in developing and maintaining special reports as needed for commercial lending team to monitor risk, realize opportunities, and aid in department and portfolio allocation and management."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Supports the CLO in developing and maintaining special reports as needed for commercial lending team to monitor risk, realize opportunities, and aid in department and portfolio allocation and management."><span class="fieldValue font-semibold">Supports the CLO in developing and maintaining special reports as needed for commercial lending team to monitor risk, realize opportunities, and aid in department and portfolio allocation and management. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Assists in ensuring the department adheres to all state/federal regulations, policies, and procedural guidelines. Provides feedback to commercial lending policy and procedural updates and revisions, as required. Remains current on industry, market trends and changes to regulation."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Assists in ensuring the department adheres to all state/federal regulations, policies, and procedural guidelines. Provides feedback to commercial lending policy and procedural updates and revisions, as required. Remains current on industry, market trends and changes to regulation."><span class="fieldValue font-semibold">Assists in ensuring the department adheres to all state/federal regulations, policies, and procedural guidelines. Provides feedback to commercial lending policy and procedural updates and revisions, as required. Remains current on industry, market trends and changes to regulation. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="All other duties as assigned."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="All other duties as assigned."><span class="fieldValue font-semibold">All other duties as assigned. </span><span class="timespentchecked"> </span></div> </li> </ul> <p><strong>Minimum Qualifications: <br></strong></p> <ul> <li> <p>High school graduate.</p> </li> <li> <p>Minimum four (4) years' loan underwriting experience, ideally in commercial underwriting and analysis within a financial institution.</p> </li> </ul> <p><strong>Preferred Qualifications: </strong></p> <ul> <li>Experience with Abrigo Sageworks financial software (or equivalent) preferred.</li> </ul> <p><strong>Knowledge, Skills, and Abilities: </strong></p> <div id="sa-collpase-report_5570_5" class="collapse sa-collapse in"> <div id="jdm_tp_JDMUDFLST01" class="form-group row margin-top20 margin-left0 margin-right15 template-fields DropBox jdm_tp_JDMUDFLST01 " data-fieldtype="LST" data-fieldname="JDMUDFLST01" data-downjdmlinkedfieldnames="" data-upjdmlinkedfieldnames="" data-iscamd="0" data-camdfieldname="" data-label=""> <div class="description DropBox clear-both margin-bottom10" data-label="Possess a knowledge and understanding of commercial lending guidelines, regulatory procedures, processes, and laws as they pertain to the acceptance and approval of member business loans."> <ul> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Working knowledge of commercial lending and deposit account procedures, commercial and personal financial statement analysis, credit approval/annual review memorandums, and commercial loan documentation."><span class="fieldValue font-semibold">Working knowledge of commercial lending and deposit account procedures, commercial and personal financial statement analysis, credit approval/annual review memorandums, and commercial loan documentation. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Knowledge and understanding of lending regulations."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Knowledge and understanding of lending regulations."><span class="fieldValue font-semibold">Knowledge and understanding of lending regulations. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Maintains consistently high standards in areas of accuracy, thoroughness, completeness, and order of documentation, system input, and internal/external correspondence."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Maintains consistently high standards in areas of accuracy, thoroughness, completeness, and order of documentation, system input, and internal/external correspondence."><span class="fieldValue font-semibold">Maintains consistently high standards in areas of accuracy, thoroughness, completeness, and order of documentation, system input, and internal/external correspondence. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Strong, well-developed interpersonal communication and negotiation skills to determine existing/potential members' financial needs. Demonstrated customer service skills and ability to communicate with members in a professional manner to ensure and enhance the credit union's image within its market areas."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Strong, well-developed interpersonal communication and negotiation skills to determine existing/potential members' financial needs. Demonstrated customer service skills and ability to communicate with members in a professional manner to ensure and enhance the credit union's image within its market areas."><span class="fieldValue font-semibold">Strong, well-developed interpersonal communication and negotiation skills to determine existing/potential members' financial needs. Demonstrated customer service skills and ability to communicate with members in a professional manner to ensure and enhance the credit union's image within its market areas. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Ability to organize work in order to give prompt attention to members' request, while being able to meet designated deadlines."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Ability to organize work in order to give prompt attention to members' request, while being able to meet designated deadlines."><span class="fieldValue font-semibold">Ability to organize work in order to give prompt attention to members' request, while being able to meet designated deadlines. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Demonstrated skills in member-related account transactions. Ability to interpret and explain Credit Union policies and transactions posted to members' accounts."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Demonstrated skills in member-related account transactions. Ability to interpret and explain Credit Union policies and transactions posted to members' accounts."><span class="fieldValue font-semibold">Demonstrated skills in member-related account transactions. Ability to interpret and explain Credit Union policies and transactions posted to members' accounts. </span><span class="timespentchecked"> </span></div> <div class="description DropBox clear-both margin-bottom10" data-label="Ability to function effectively as a member of a team or on individual tasks and assignments."> </div> </li> <li> <div class="description DropBox clear-both margin-bottom10" data-label="Ability to function effectively as a member of a team or on individual tasks and assignments."><span class="fieldValue font-semibold">Ability to function effectively as a member of a team or on individual tasks and assignments. </span><span class="timespentchecked"> </span></div> </li> </ul> </div> </div> </div> <p><strong>Total Rewards: </strong></p> <p>This position is eligible for Full-Time Regular benefits. Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage.</p> <ul> <li>Includes an option for Medical, Dental, and Vision insurance to be paid at a 100% by company for the employee only coverage. </li> <li>We also offer Health Care FSA (HCFSA), Health Savings Account (HSA) with employer contributions, and Dependent Care FSA (DCFSA).</li> <li>Employees also have access to Life and AD&amp;D insurance.</li> <li>Employees are able to enroll in our 401k plan.</li> <li>Full-Time Regular employees accrue 8 hours of vacation and 8 hours of sick leave, on a monthly basis. </li> <li>Full-Time Regular hired employees also receive 11 paid holidays throughout the calendar year, 1 floating holiday, 16 hours of self-care time, and 16 hours of volunteer time.</li> </ul> <p><em>All benefits except 401k start the first of the month following date of hire. Employees become eligible to contribute to 401k on the first of the month following 60 days of employment.</em></p><div class="content-conclusion"><p style="text-align: left;">Peak Credit Union participates in E-Verify. We use E-Verify to confirm the identity and employment eligibility of all persons hired to work in the United States.</p> <p style="text-align: left;">For more information on E-Verify, please click here: <a href="https://www.e-verify.gov/sites/default/files/everify/posters/EVerifyParticipationPoster.pdf" target="_blank">E-Verify Participation Poster English and Spanish</a></p> <p style="text-align: left;">For more information on Right to Work, please click here: <a href="https://www.e-verify.gov/sites/default/files/everify/posters/IER_RightToWorkPoster%20Eng_Es.pdf" target="_blank">Right to Work</a></p> <p style="text-align: left;">For more information on the Fair Chance Act, please click here: <a href="https://www.atg.wa.gov/fair-chance-act" target="_blank">Fair Chance Act</a></p> <p style="text-align: left;">Peak Credit Union is an Affirmative Action and Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. <a href="https://www.dol.gov/ofccp/regs/compliance/posters/ofccpost.htm">Equal Employment Opportunity Posters</a> If you’d like to view a copy of the company’s affirmative action plan or policy statement, please email Careers@peakcu.org. </p> <p style="text-align: left;">If you have a disability and you believe you need a reasonable accommodation in order to search for a job opening or to submit an online application, please e-mail Careers@peakcu.org. This email is created exclusively to assist disabled job seekers whose disability prevents them from being able to apply online. Only messages left for this purpose will be returned. Messages left for other purposes, such as following up on an application or technical issues not related to a disability, will not receive a response.</p> <p><a href="https://www.eeoc.gov/publications/veterans">Equal Opportunity Employer Veterans/Disabled</a></p> <p><a href="https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdf" target="_blank">Equal Opportunity is the Law Posting</a></p> <p><a href="https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_English_unformattedESQA508c.pdf" target="_blank">Pay Transparency Nondiscrimination Posting</a></p> <p><em>When you apply to a job on this site, the personal data contained in your application will be collected by Peak Credit Union. Your personal data will be processed for the purposes of managing the Credit Union’s recruitment related activities, which include setting up and conducting interviews and tests for applicants, evaluating and assessing the results thereto, and as is otherwise needed in the recruitment and hiring processes. Such processing is legally permissible under state and federal law. Your personal data will be shared with Greenhouse Software, Inc., a cloud services provider located in the United States of America and engaged by the Credit Union to help manage its recruitment and hiring process. Your personal data will be retained by the Credit Union as long as the Credit Union determines it is necessary to evaluate your application for employment and as required under applicable state and federal law. Greenhouse is under contractual obligation to keep such information confidential, and the Credit Union’s privacy practices comply with all </em><em>applicable</em><em> state and federal laws.</em></p></div>