PART-TIME FINANCIAL COMPLIANCE AUDITOR – AML/CFT

Part-Time Financial Compliance Auditor – AML/CFT Location: Honduras – Remote (Tegucigalpa or San Pedro Sula preferred) Schedule: Part-time, 20 hours per week Initial Term: Two-month pilot, with potential month-to-month extension Languages: Professional English and Spanish Position Overview We are seeking an experienced Financial Compliance Auditor to conduct independent examinations of regulated financial entities and assess compliance with applicable regulatory and AML/CFT requirements. This is a hands-on examination role. The selected professional will be responsible for testing compliance certifications, reviewing supporting evidence, conducting risk-based testing, documenting findings, and maintaining examination workpapers that can withstand independent third-party review. We are specifically looking for candidates with experience examining or auditing the compliance of financial institutions or other regulated entities , rather than professionals whose experience has been limited to preparing compliance filings. Key Responsibilities • Maintain and monitor periodic compliance certification requirements for regulated entities, including follow-up and escalation of overdue or missing submissions. • Conduct remote, risk-based examinations of regulated financial entities. • Review and test KYC, Customer Due Diligence (CDD), transaction monitoring, sanctions screening, and suspicious activity reporting controls . • Assess AML/CFT controls and, where applicable, the use and quality of blockchain analytics by money transmitters and digital asset businesses. • Perform risk assessments, sampling, control testing, and evidence review. • Prepare complete examination workpapers documenting: • Scope and methodology • Sampling approach • Testing performed • Evidence obtained • Findings and conclusions • Management responses • Document findings according to severity, establish required corrective actions and deadlines, and monitor remediation through closure. • Maintain accurate audit, certification, finding, and examination records. • Record time dedicated to each regulated entity. • Identify situations where existing regulatory requirements cannot be effectively tested or where actual practices differ from established requirements and escalate them appropriately. Required Qualifications • 5+ years of relevant professional experience in one or more of the following: • Financial-sector examination • Internal or external audit • Regulatory compliance • AML/CFT compliance • Demonstrated experience personally conducting audit or examination fieldwork , including: • Risk assessment • Sampling • Control testing • Workpaper preparation • Written audit findings • Experience within a regulated financial environment , such as banking, insurance, fintech, financial services, or financial regulatory/supervisory institutions. • Working knowledge of Honduran AML/CFT requirements . • Knowledge of the FATF Forty Recommendations . • Familiarity with the GAFILAT regulatory/evaluation environment. • Professional proficiency in both English and Spanish , written and spoken. • Strong analytical skills and ability to work independently with limited supervision. • Ability to operate effectively in an environment where processes and examination procedures are still being developed. Preferred Qualifications • Previous experience with CNBS, UFI, a Honduran bank or insurer, a financial-services audit practice, or a regulated fintech . • Experience examining: • Money services businesses / money transmitters • Digital asset or cryptocurrency businesses • Insurance companies • Experience with blockchain transaction monitoring or blockchain analytics. • Professional certifications such as CAMS, ICA, CPA, CIA, Honduran Contador Público , or another relevant audit/compliance certification. Scope of the Role This position is focused on applying and testing existing regulatory standards . It is not responsible for designing the long-term supervisory framework, developing regulatory policy, benchmarking regulations, building a team, or managing staff. The primary objective is straightforward: examine, test, document, identify findings, and verify remediation.